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How to Get a Replacement Car Key Losing a car key can be a traumatic experience. It can also be costly dependent on the type of car you have. Calling an auto locksmith is the most efficient way to replace a key. This is usually a cheaper and quicker option than calling the roadside assistance or a dealership. Cost Until recently the loss of your car keys wasn't a huge deal. You could just go to your local hardware store and have a replacement key made. However, today it's more complex and more expensive. The reason is because cars are becoming more technologically advanced, and that means their keys are now. While this may make the keys more secure from theft however, they are also more expensive to replace. The cost to replace the lost car key will vary depending on the year, model and make of your vehicle. Many newer vehicles have key fobs that have a transponder to prevent theft. These chips need to be connected to your vehicle. This typically requires a locksmith or a dealer. The cost varies based on the model of your car however, it could be as high as $200. Some modern cars also use keys that are laser-cut and must be programmed using a special machine available only at dealerships and specialist auto locksmiths. The cost of a key for this type of lock is as high as $100. The location of your house will also impact the cost. If you live in a remote area it is likely that you will have to pay extra for service due to the fact that the tow truck or locksmith must travel a long distance get there. A locksmith may also charge a fee for work performed on holidays, weekends or after-hours. The best way to cut down on the cost of losing a key is to keep a spare one with you that can be kept at home or kept in your wallet. Keep your car's title or registration documents with you, as these will be needed to prove you are the owner of the vehicle in the event that you have to contact the dealership for the replacement key. You can also contact your roadside assistance service. You may be able get temporary replacements based on the conditions and terms of your roadside assistance service. Time is a factor. It can be a hassle to lose your car keys, however it's important to not panic. Spend a few minutes searching for your keys in the most obvious locations, like your purse or pocket. Then, take key replacement car through your day and try to remember where you might have left them. This will help you remember if lost them or if they're still in your car. If you can't find your car keys, it might be time to get an alternative. The majority of newer vehicles have a remote key fob which uses a code to unlock and start the vehicle. This kind of key needs to be changed to ensure it is compatible with your vehicle. This is usually the job of a professional. Contact an auto locksmith and provide evidence of ownership. Old-fashioned metal car keys are much easier to replace than remote fobs for keys. They operate 100% mechanically and aren't difficult to duplicate, therefore locksmiths in your area can give you an immediate replacement if you've lost one. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. However, if you want to have backups of your old-fashioned car keys you can visit a hardware store that specializes in automobiles, and get them copied quickly and inexpensively. It is also advisable to replace your car keys if they're starting to look worn down. The teeth on the key and the lock's cylinder may become worn down due to the use of the keys over time and make it difficult for them to align properly with each other. If the key starts to become stuck in the lock, it's also a sign that it is time for a replacement. If you own a brand new car that is a high-end model, the key might require programming by the dealership. This is a difficult task that can take an extended time to complete and may cost a significant amount of money. Depending on your car's make, you may be able to have the procedure covered by your warranty or insurance. Availability Even if your driving is good, you could still lose your keys. This can be a major problem particularly if it happens at an inconvenient moment such as when you are at the supermarket or at the gas station and need to return home. There are a variety of options to replace your lost key. You can find a locksmith, contact roadside assistance, or contact your insurance company. First, you'll need to determine the type of key you have. This is crucial because various cars have different kinds of keys. Some are old-school and only lock via the key cylinder and others come with an electronic chip that communicates with the car to unlock the doors and start it up. Some keys can be easily replaced by an auto-locksmith however, others will require you to visit a dealership for a replacement from the manufacturer. It is recommended to first read the guide, or call the dealer for instructions on how you can program the key to your vehicle. You'll need to provide proof that you own the vehicle and wait several additional days for your dealer to request a replacement. This procedure will also require you to take your vehicle to a locksmith, or another service provider, to get it programmed. It's not the best choice for those who are unable to move or have tight schedules. The process is a lot easier in the event that you have an extra. You can buy a replacement car key online at a low price depending on the model of your vehicle. If, however, your keys have transponder or key fob element, you'll have to go to a reputable expert to get them replaced and programmed. Depending on the brand and model of your car it could mean arranging for a tow to the dealership or paying a locksmith to take care of it. Another method to obtain a new car key using a bluetooth tracker. These tiny devices can be affixed to your keyring and emit the signature, which can be picked up using an iPhone with an app installed. The app will then inform you where the key is, to help you locate it if you need to. Insurance Car insurance typically does not cover the cost of keys that are lost. However, there are exceptions. A lot of the top car insurance firms that are committed to customer satisfaction offer add-on coverage for things like lost keys. This is typically an additional fee, but it can be less expensive than having to pay out-of-pocket for replacement costs for keys. The extent to which insurance for cars covers lost keys depends on the specific policy and deductible. Metal keys are generally simple to replace, however when you have an smart key or an electronic fob, it can be more difficult. These keys are laser-cut and use computer chips to transmit a signal to the vehicle, meaning they are much more complicated to replace than traditional mechanical keys. In addition, these kinds of keys are more expensive due to the fact that you'll have to pay for locksmith services as well as the cost of the new key. If you're looking to save money on a replacement key that's lost you should consider using an auto club or roadside assistance. These services can offer discounts to locksmiths and may even pay for the cost of replacing a key. Some of these firms offer emergency lockout assistance which is helpful if you are in a hurry and have to leave the house. You can also contact your car dealer to inquire if they can help. Locksmiths are typically available at the majority of dealerships, and may be able make keys for you at a reasonable price. However, if the dealer has to order a new key for the model you have it could take a few days to receive. Regardless of which method you select, make sure to keep all receipts and other documentation so that you can file a claim with the insurance company of your car in the event of a claim. While it's not a pleasant experience losing your car keys can occur to anyone. However, there are strategies to help you avoid costly consequences. While the most affordable and quickest method of replacing your lost car keys is to call an authorized locksmith in your area It is important to weigh the financial benefits against the time involved and possible deductible payment before making a claim to your insurance company.